Reaffirmation of Your Car Loan in Bankruptcy

Written by: leonora  |  Published on: December 6th, 2012

Should I reaffirm my car loan after I file for bankruptcy in Los Angeles, CA? If you file for Chapter 7 Bankruptcy and you have a vehicle that you are financing, you will face a decision on whether to reaffirm the car loan. What happens when you reaffirm your loan? Well, when you file for bankruptcy, the bankruptcy in essence “tears-up” the contract you have for the car loan. As such, if you do nothing, and later decide for whatever reason that you no longer want to honor the contract by paying as agreed, you will not have any additional [...]

Life Insurance is an Important Estate Planning Tool

Written by: leonora  |  Published on: November 30th, 2011

Life Insurance is an important component of estate planning. For some, it may be the only significant asset that actually creates an Estate. For smaller/”younger” estates, life insurance may provide a substitution of income, when the main income earner dies. For bigger estates, life insurance may provide the necessary, immediate funds to pay post-death expenses and taxes as well as serve as a secure investment. In business succession context, life insurance may be the sensible way to provide the cash necessary to buy-out the interest of the deceased business owner’s interest and carry on the business. There are many different [...]

Answering that collections call with not help, so save time and nerves and press “ignore.”

Written by: leonora  |  Published on: August 1st, 2011

  If you are one of the millions of Americans with debt, you may also be one of the many that is behind on your debt. As a result, you may be getting collection calls. Those calls are far from pleasant conversation.  Some are downright hostile. I have heard outrageous stories from clients. Despite how strong of a person you may be, these calls can wear you down and cause you to make decisions you may not be happy with. When you are stressed and under pressure, it is hard to think clearly. While I don’t recommend avoiding your problems [...]

How to Hire this Attorney

Written by: Realm  |  Published on: March 9th, 2010

Call (213) 382-2926 or email at Why should you obtain the free, no-obligation consultation? It will give you a chance to meet with me and determine if I am the right attorney for you. You should feel comfortable with the attorney you hire. You will learn about the bankruptcy process in general. In addition, we will discuss your personal circumstances and goals, to determine if bankruptcy is the right solution for you. You will walk out of my office with a retainer agreement, telling you exactly how much retaining me will cost. No surprises. You will know the next [...]

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Written by: Realm  |  Published on: March 3rd, 2010

We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code. For informational purposes only. No attorney-client relationship is created until a representation agreement is signed by the attorney. Copyright 2010 Law Offices of Leonora Gorelik. All rights reserved.

We help people file for bankruptcy, in addition to other legal services. As such, we are designated a debt relief agency by the U.S. Bankruptcy Code.This site is for general informational purposes only. Nothing on this site is legal advice. No attorney-client relationship is created until a written agreement is entered into and signed by you and Leonora Gorelik. Law Offices of Leonora Gorelik 3835 Hayvenhurst Ave. Encino, CA 91436