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	<title>Gorelik Law</title>
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		<title>Budget – not a dirty word (when you put it in perspective).</title>
		<description><![CDATA[I have a confession, I think about budgeting and money a lot. My husband would say too much. Being around people that run into financial problems (not necessarily because of poor budgeting) makes me be that much more focused on money. Running my own business, gets me to think about budgets and money. Running our household makes me think about budgeting. Did I mention that I think about money and budgeting? A lot. Having a wedding didn’t help my “problem.” We just had a wedding, which in large part I planned. My husband did the obligatory meetings and listened as [...]]]></description>
		<link>https://goreliklaw.com/budget-%e2%80%93-not-a-dirty-word-when-you-put-it-in-perspective</link>
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		<title>4 REASONS YOU SHOULD FILE FOR BANKRUPTCY IN YOUR 20S OR 30S</title>
		<description><![CDATA[REASON 1 – YOU WILL PROBABLY BE GETTING MARRIED SOON AND MERGING YOUR FINANCES You are probably going to get married. And with that comes the oh-so-fun merging of the finances. I can assure you that it is a lot better to be the person saying, “yeah, once upon a time I filed for bankruptcy. I learned a lot. I don’t have any debt now, other than my student loans, and I have managed to save for retirement and put money away for a rainy day since that time. Oh, and because it was a while ago, my credit is [...]]]></description>
		<link>https://goreliklaw.com/4-reasons-you-should-file-for-bankruptcy-in-your-20s-or-30s</link>
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		<title>“Fiscal cliff” bill extended the Mortgage Forgiveness Debt Relief Act and Debt Cancellation for another year.</title>
		<description><![CDATA[The Mortgage Debt Relief Act of 2007 was set to expire on December 31 2012; however, it was extended for another year, which is a pretty big deal for people who are facing a foreclosure, short-sale or a deed-in-lieu (of foreclosure). Foregoing other reasons why I think the last 2 options, respectively, are not a great for most people, let’s examine why this is still great for people who are facing the tough circumstances of losing their homes. Let’s first talk about this Debt Cancellation or Phantom Income and how this would normally be treated. To add insult to injury [...]]]></description>
		<link>https://goreliklaw.com/%e2%80%9cfiscal-cliff%e2%80%9d-bill-extended-the-mortgage-forgiveness-debt-relief-act-and-debt-cancellation-for-another-year</link>
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		<title>Reaffirmation of Your Car Loan in Bankruptcy</title>
		<description><![CDATA[Should I reaffirm my car loan after I file for bankruptcy in Los Angeles, CA? If you file for Chapter 7 Bankruptcy and you have a vehicle that you are financing, you will face a decision on whether to reaffirm the car loan. What happens when you reaffirm your loan? Well, when you file for bankruptcy, the bankruptcy in essence “tears-up” the contract you have for the car loan. As such, if you do nothing, and later decide for whatever reason that you no longer want to honor the contract by paying as agreed, you will not have any additional [...]]]></description>
		<link>https://goreliklaw.com/reaffirmation-of-your-car-loan-in-bankruptcy</link>
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		<title>Bankruptcy Lawyer Fee in Los Angeles</title>
		<description><![CDATA[How much will it cost to file for bankruptcy? I get that question on the phone a lot. It is perfectly understandable. In fact I am planning a wedding right now and it would be really helpful to know how much it costs for flowers and music and photographer and the rest and very rarely am I able to get the price from the vendor’s website, so trust me when I say that I understand your frustration. It is frustrating and I completely understand that before you waste your time coming in to meet with a bankruptcy attorney in Los [...]]]></description>
		<link>https://goreliklaw.com/bankruptcy-lawyer-fee-in-los-angeles</link>
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