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	<title>Gorelik Law</title>
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		<title>Transferring real property title to Surviving Joint Tenant</title>
		<description><![CDATA[When real property’s title is held in Joint Tenancy, the Joint Tenancy terminates automatically, but record title must still be cleared. This is done in order to all the Surviving Joint Tenant to have clear title when the time comes to sell or transfer the property. The simplest way to do this without court interference is through an affidavit procedure outlined in California Probate Code §210(a). This Affidavit should contain the following: 1. Be signed by the person having knowledge of the facts (usually the surviving Joint Tenant); 2. Include legal description of the property, parcel number, physical address, date [...]]]></description>
		<link>http://goreliklaw.com/transferring-real-property-title-to-surviving-joint-tenant</link>
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		<title>Locating Will or Trust of the decedent in a Safe Deposit Box.</title>
		<description><![CDATA[When a person dies it is important to determine if the person (decedent) had a Will. When a person dies, his/her attorney will usually have knowledge on whether the person had a Will. However, because the decedent could have left a codicil or a new Will, inquiry should be made to attempt to find the latest document. With the help and cooperation of family, inquiry should be made with banks where decedent had accounts. If a safe deposit box key is available, the box can be accessed with proof of decedent’s death and proof of identity for a limited purpose [...]]]></description>
		<link>http://goreliklaw.com/locating-will-or-trust-of-the-decedent-in-a-safe-deposit-box</link>
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		<title>What if my Credit Report is still showing debts included in my bankruptcy after I receive my Discharge?</title>
		<description><![CDATA[After you filed bankruptcy, you want to restore your credit as soon as possible. The best way is to make sure that all the debts included in your bankruptcy are reflected as such on your Credit Report. I always tell my clients to review their Credit Report within 3-6 months after they receive their Discharge and to contact me if there are any errors. You can and should review your Credit Report after you receive your bankruptcy Discharge. If you see any errors, you can contact the Credit Reporting Agencies to remedy the problem. You are welcome to use this [...]]]></description>
		<link>http://goreliklaw.com/what-if-my-credit-report-is-still-showing-debts-included-in-my-bankruptcy-after-i-receive-my-discharge</link>
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		<title>Life Insurance is an Important Estate Planning Tool</title>
		<description><![CDATA[Life Insurance is an important component of estate planning. For some, it may be the only significant asset that actually creates an Estate. For smaller/”younger” estates, life insurance may provide a substitution of income, when the main income earner dies. For bigger estates, life insurance may provide the necessary, immediate funds to pay post-death expenses and taxes as well as serve as a secure investment. In business succession context, life insurance may be the sensible way to provide the cash necessary to buy-out the interest of the deceased business owner’s interest and carry on the business. There are many different [...]]]></description>
		<link>http://goreliklaw.com/life-insurance-is-an-important-estate-planning-tool</link>
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		<title>Estate Planning – What are the Basic Documents in  Your Estate Plan?</title>
		<description><![CDATA[So you’ve heard that in California it’s a good idea to have a Living Trust. What should your package contain when you get this “basic” Estate Plan. Well, first what you are likely thinking of getting is a Revocable Living Trust. This trust is revocable in that it can be changed or thrown out entirely, while both people or one person that established the trust (Trustor(s)) are alive. It is likely that they appointed themselves the initial Trustees and as such have the power to change the Revocable Living Trust. What is this Revocable Living Trust? Well, without the proper [...]]]></description>
		<link>http://goreliklaw.com/estate-planning-%e2%80%93-what-are-the-basic-documents-in-your-estate-plan</link>
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